The 3 fields and concepts you'll meet in the response — defined in plain English, each with a real example value.
A 9-digit code assigned by the American Bankers Association to identify US financial institutions.
Also called a routing transit number (RTN), it was developed in 1910 to facilitate check sorting and processing. Today it is used for ACH transfers, wire transfers, and direct deposits.
Examplerouting: "121000358" (Bank of America)
The routing number used for Automated Clearing House electronic transfers.
ACH routing numbers are used for direct deposits, bill payments, and bank-to-bank transfers. They may differ from wire routing numbers at the same bank.
ExampleUsed for: direct deposit, automatic payments
The routing number used specifically for domestic wire transfers.
Wire transfers are processed differently than ACH and may use a separate routing number. Always confirm the correct routing number for wire transfers with your bank.
ExampleUsed for: same-day transfers, large payments
